Tax, Accounting & Small Business Advice from a Grand Rapids, MI CPA

Plain-English answers to the tax, accounting, and small business questions Mindy Kiliszewski hears most often from Grand Rapids, MI clients — written for Michigan business owners and residents, not search engines.

What Would You Like to Learn About?

Small business tax deductions checklist: a tradesperson with a clipboard at the back of a work van
Small Business

The Small Business Tax Deductions Checklist

Every category worth claiming for tax year 2026 — and, for each one, the record that makes it stick. Free PDF, no email required.

August 18, 2026 · 11 min read
Michigan income tax calculator: a close-up of a hand pressing keys on a desktop calculator
Michigan Tax

Michigan Income Tax Calculator (Plus Grand Rapids and Walker City Tax)

A free calculator that estimates your 2026 Michigan income tax — and, unlike every other one, adds Grand Rapids or Walker city tax on top.

August 14, 2026 · 9 min read
Business meals deduction: two colleagues having lunch at a bistro table
Tax Planning

Business Meals: What You Can Still Deduct in 2026

Client dinner or crew lunch? For tax year 2026 one is still 50% deductible and the other is not deductible at all. Here's the split, and what to write on the receipt.

August 11, 2026 · 6 min read
Michigan LLC tax: a shop owner unlocking the door of a small store at opening time
Michigan Tax

Michigan LLC Tax: What You File and What You Owe

Michigan does not tax LLCs — it taxes how you elected to be treated. Here is what a Michigan LLC owner actually files for tax year 2026, and why the state bill is the small one.

August 5, 2026 · 12 min read
Michigan business tax: a worker with a clipboard in the aisle of a small warehouse
Michigan Tax

Michigan Business Tax: What Your Business Actually Owes

The tax Google shows you first was replaced in 2012. Here is the real list of Michigan business taxes for tax year 2026 — and the change that costs contractors more than the rate does.

July 30, 2026 · 11 min read
Michigan sales tax: a customer tapping a card on a payment terminal at a shop counter
Michigan Tax

Michigan Sales Tax: What Your Business Owes

Michigan charges 6% with no local add-on — but the license rules, use tax and the contractor rule catch business owners out. What applies for tax year 2026.

July 23, 2026 · 16 min read
Michigan homestead property tax credit: a two-storey Michigan home at winter dusk with lit windows
Michigan Tax

The Michigan Homestead Property Tax Credit, Explained

It is refundable, it covers renters as well as homeowners, and it is claimed with your MI-1040 rather than filed separately — which is exactly why so many Michigan households never claim it.

July 21, 2026 · 8 min read
What a CPA does: a professional carrying a folder through an office corridor
Small Business

What Does a CPA Actually Do? (Beyond Just Filing Your Taxes)

The four things a CPA is actually licensed to do, what separates one from an accountant or a bookkeeper, what a CPA can't do — and the honest answer to whether you need one at all.

July 16, 2026 · 10 min read
Grand Rapids city income tax: pedestrians crossing a downtown Michigan main street
Michigan Tax

Grand Rapids City Income Tax, Explained

Michigan lets 24 cities levy their own income tax, and Grand Rapids is one of them. Who actually owes it, what the 2026 rates are, and why Walker catches so many filers out.

July 9, 2026 · 9 min read
Michigan income tax rates: the dome and colonnade of a state capitol building
Michigan Tax

Michigan Income Tax Rates for 2026 (and Why There Are No Brackets)

Michigan taxes income at a flat 4.25% — there are no brackets, and the state constitution forbids them. Here are the rates by year, the exemptions that come off first, and the two 2026 changes that catch people out.

July 2, 2026 · 10 min read
How much bookkeeping costs: a florist shop owner wrapping flowers at the counter
Bookkeeping

How Much Does Bookkeeping Cost?

What bookkeeping actually costs — price ranges by delivery model, the six factors that move a quote, and the in-house comparison almost every guide gets wrong.

June 25, 2026 · 12 min read
Bookkeeping in Excel: a laptop showing a spreadsheet grid on a desk with a notebook and phone
Bookkeeping

Bookkeeping in Excel: What a CPA Would Actually Do

The IRS does not require accounting software — it says so in writing. Here is how to build books in Excel that hold up, and the four signs you have outgrown them.

June 17, 2026 · 9 min read
Bookkeeping for small business: a bakery owner sorting the day's receipts at the counter after closing
Bookkeeping

Bookkeeping for Small Business: What to Track and How to Set It Up

A Grand Rapids CPA's guide to small business bookkeeping — the four jobs that matter, a six-step setup, QuickBooks Online vs Xero, and the Michigan rules national guides skip.

June 10, 2026 · 11 min read
Michigan inheritance tax: the hallway of a family home with framed photographs and a bowl of keys
Michigan Tax

Does Michigan Have an Inheritance or Death Tax?

Michigan has no inheritance or estate tax on anyone who died after September 30, 1993. What still applies: the federal threshold, basis on inherited assets, and the returns someone has to file.

June 3, 2026 · 14 min read
CPA vs bookkeeper: an open-plan office with people working at separate desks
Small Business

CPA vs. Bookkeeper: What's the Difference & Which Do You Need?

What a CPA actually does that a bookkeeper doesn't, which one your Grand Rapids small business needs first, when you need both, and how each is paid — from a Michigan CPA who does both.

May 27, 2026 · 8 min read
CPA cost in Michigan: a person at a kitchen table opening mail beside a laptop
CPA Costs

How Much Does a CPA Cost in Michigan?

The honest answer to the most-asked question from Michigan small business owners and individual filers — including tax prep fees, bookkeeping rates, business return pricing, and what affects the final number.

May 14, 2026 · 10 min read

Want Mindy to Cover a Specific Topic?

Every blog post starts with a real question from a real client. If there's a tax, accounting, or small business question you wish was covered, send it in — it might become the next post.

Send a Topic Suggestion

Reading Posts Is a Start — A Free Call Goes Further

A 15-minute call with Mindy answers questions specific to your situation that a blog post can't. No commitment.