CPA-prepared federal and Michigan state returns for individuals, families, and self-employed residents. Maximum deductions. Zero surprises. Audit support included.
Most people leave money on the table every single year because they miss deductions they didn't know existed. As your CPA, Mindy reviews your full financial picture — not just the forms in front of her — to make sure you keep as much as legally possible.
Book Your Free ConsultationTurboTax doesn't know your name. Mindy does. If your tax situation involves anything beyond a single W-2, working with a CPA pays for itself many times over.
Multiple jobs, employer stock (RSUs/ESPPs), significant deductions, or a life change like marriage, divorce, or a new home.
1099 income, home office, vehicle expenses, quarterly estimates — self-employment taxes are complex and easy to overpay without a CPA.
Depreciation, repairs, mortgage interest, property management fees — rental income comes with deductions most owners miss entirely.
Capital gains, dividends, IRA distributions, Social Security taxation — investment income has its own set of rules that shift your liability significantly.
Behind on filing? We help Grand Rapids residents get caught up, minimize penalties, and get back in good standing with the IRS — confidentially.
Got married, divorced, had a child, bought a home, or inherited assets? Major life events dramatically change your tax picture. Get it right the first time.
If you have a single W-2, no side income, and you rent — TurboTax or H&R Block's software will get the job done; the IRS also offers Free File for eligible filers. Most Grand Rapids residents who hire a tax accountant have something more going on: a 1099, a rental property, a stock vesting event, a kid in college, a new business, an inheritance, or a year that just looked different from last year.
Software asks you questions. A CPA asks you better questions — the ones that uncover Michigan-specific credits, retirement contribution moves you can still make for last year, depreciation choices that change your bottom line for the next decade, and deductions the interview wizard never thinks to surface. IRS Publication 17 is the 300-page guide to individual tax law that a CPA reads so you don't have to. That's the gap between filing a return and getting your return right.
As a tax accountant in Grand Rapids, MI, Mindy reviews every return personally before it's filed with the IRS and the Michigan Department of Treasury. There's no junior preparer, no software-only review, no signing off on a return she hasn't read line by line. Unlike temporary tax preparers in Grand Rapids who disappear after April, this is a year-round CPA relationship — Mindy is available when the IRS sends a letter, not just at filing time.
When you call with a question in August, Mindy picks up. That's not how most tax firms work — but it's how 4K has worked for 28 years.
No handoffs to junior staff. No "I'll have someone call you back." You work directly with the CPA who signed your return — every time.
If the IRS ever questions a return we prepared, we stand behind it. Mindy can represent you before the IRS — you don't have to face them alone.
Tax questions don't wait until April. Mindy is available throughout the year — for life events, financial decisions, and anything that might affect next year's return.
28 five-star reviews on Google. Here's what a few individual tax clients have to say.
"I highly recommend working with Mindy for taxes and accounting. She has been so responsive, knowledgeable, responsible, and kind! Always willing to answer my questions and educate me on the process. As someone who is self-employed, I will definitely continue to work with her for as long as I can!"
"My wife and I utilized 4K this year and we were floored with the prompt and professional business practice. Nothing but good interactions and easy to follow steps. Can't wait to use Mindy again next year!"
"Mindy is extremely knowledgeable in tax law and made the process of filing my taxes seamless! She utilizes technology in a way that makes the process extremely easy. She is a pleasure to work with! I would highly recommend using Mindy at 4K Accounting!"
Every return is different. A simple W-2 return looks nothing like one with self-employment, rental income, or back taxes. We review your situation and give you a clear, personalized quote during your free consultation — before any work begins.
Tax preparation fees depend on the complexity of your return — what one person needs can look very different from another. Rather than publishing a flat price that may not reflect your situation, we review your specific circumstances and provide a clear, personalized quote during your free 30-minute consultation before any work begins. No guessing, no surprises.
For most individual returns you'll need: W-2s from all employers, 1099s for freelance or investment income, mortgage interest statement (Form 1098), property tax records, receipts for deductible expenses, last year's tax return, and your Social Security number. After your free consultation, we'll send you a personalized document checklist so nothing gets missed.
Yes. We regularly help Grand Rapids residents catch up on unfiled returns and resolve back tax issues with the IRS and Michigan Department of Treasury. The sooner you address unfiled returns, the more options you have — penalties and interest compound over time. Book a free consultation and we'll assess your situation confidentially, with no judgment.
We provide IRS audit representation for returns we prepare. If you receive an audit notice, contact us immediately. As a CPA, Mindy can correspond with the IRS on your behalf, gather the required documentation, and represent your interests through the process. You won't be navigating that alone.
For a single W-2 with no side income, no investments, no rental property, and no major life events, TurboTax is fine — it does the math. Hire a CPA when your situation has any of the following: self-employment or 1099 income, a rental property, RSU/ESPP vesting, sale of investments, a small business, a life event like marriage, divorce, inheritance, or home purchase, or back taxes you haven't addressed. A CPA pays for itself in those cases by finding deductions and Michigan-specific credits the software interview never asks about, and by giving you someone to call when the IRS or Michigan Department of Treasury sends a letter.
Stop reacting to your tax bill every April. Planning year-round keeps more money in your pocket.
Own a business? Your personal and business returns are connected. We handle both with full visibility.
Transparent pricing for all services — individual, business, and monthly packages. No surprises.
We work with the tools you already use
Acuity Scheduling
CPACharge
MICPA